Fluff is a ratio, not a word list
The same phrase can be fluff in one sentence and load-bearing in another. It is worth noting is padding before a restatement and useful before a caveat the reader would otherwise miss.
So the question is not which words are banned. It is what share of the page is occupied by sentences that would not be missed. A draft can contain every stock phrase on a list and still be tight if each one is doing a job.
Practically, fluff is the gap between the words on the page and the information it delivers. That gap can be measured roughly with density counts and confirmed by trying to cut a paragraph and seeing whether anything is lost.
Generated prose tends toward a wider gap because it pads by default: it elaborates before it has anything to elaborate on, and it summarises because summaries are a common shape in the text it learned from.